Build the Business You've Always Envisioned

I’m Mercedes Cruz, and I run your accounting department the same way I’d run my own, with the kind of attention that comes from treating your business like it matters. Because it does.

“Mercedes knows exactly how to get you on the right track.”

“…resulted in the best financial outcomes I’ve ever experienced”

“I have never been more confident in my tax planning.”  

Think Differently. Solve Smarter.

No Handoffs. No Surprises. Just Me.

One Point of Contact. Clear Communication. No Runaround.

I see financial challenges from angles most people miss. It’s how my brain works and it’s become my biggest strength.

Where others apply the same strategies to every business, I take time to understand yours. Your industry. Your goals. Your challenges. Then I build solutions that actually fit.

That’s the difference between generic advice and strategic partnership.

HOW I HELP

Services Built Around Your Growth

Strategic Planning & Advisory

Map your financial future and build strategies that actually work for your business.

Accounting Team Leadership

Mentor, train, and elevate your existing team to work at their highest level.

Cash Flow Optimization

Understand where your money goes and how to make it work harder for you.

M&A Due Diligence

Navigate acquisitions or exits with confidence and clarity.

Systems & Process Implementation

Build the financial infrastructure that scales with your growth.

Tax Strategy Coordination

Work seamlessly with your CPA to optimize your tax position.

Find Your Fit

Investment Options

Light Work

Up to 10 hours/month
Strategic oversight and guidance

$1,598/Month

Medium Lifting

Up to 50 hours/month
Embedded operational support

$7,998/Month

Heavy Lifting

Up to 80 hours/month
Full CFO partnership

$12,798/Month

TESTIMONIALS

What My Clients Say...

WHY FRACTIONAL CFO SERVICES?

Why Businesses Choose Fractional CFO Services

Not every business needs a full-time CFO on staff. But every growing business needs financial leadership at some point. That’s where I come in.
Expertise-Vector

Expertise Without the Full-Time Cost

Get CFO-level strategic guidance without the $200K+ salary commitment. You pay for exactly what you need.

Flexibility-vector

Flexibility That Scales

As your business grows, your needs change. Scale my involvement up or down based on what makes sense for your business right now.

Perspective-vector

Fresh Perspective

Sometimes you're too close to see the full picture. I bring an outside perspective with deep financial expertise to help you spot opportunities you might miss.